Chase Preferred Agent Information

Program Information

You deserve a Loan Officer that is committed to your success. By becoming a Chase Preferred Agent you will be working side-by-side with an experienced Chase Loan Officer who is committed to helping you and your clients through the home buying process. This partnership with your Chase Loan Officer will give you access to the following Preferred Agent benefits:

Give your business more power with your Chase Preferred Agent status.

Special Discount on Realestateshows.com
Real Estate Agents need to have a dominant presence on the Internet when listing homes. Real Estate Shows provides you and your Loan Officer the ability to create dynamic Internet virtual tours and joint marketing presentations. This 1-year subscription for unlimited listings is offered to Chase Preferred Agents at the special discount rate of $36/year when you partner with your Chase Loan Officer. The annual subscription is a shared cost---the Preferred Agent pays $36 and the Loan Officer pays $36/year as well.

Co-Branding Opportunities
Chase offers Preferred Agents the ability to connect with the power of the Chase brand! Co-branding opportunities are provided to Chase Preferred Agents in the following ways:
- Cross-link your website URL to a Chase Loan Officer website and drive potential customers right to you
- When you partner with a Chase Loan Officer, you may have the opportunity to include your information on Chase Marketing Materials.
- Take advantage of the discount on Realestateshows.com and co-brand with a Chase Loan Officer

Get Relevant Industry News
Preferred Agents get the industry news they need to be successful in today’s competitive market. This includes an email newsletter from Chase with new product updates, program changes, special offer announcements and more. The "Key Industry Info" tab on this site contains a link to REALTrends, for residential real estate industry information and analysis.

Access to Chase Branded Merchandising
By connecting with a Loan Officer, Preferred Agents will have access to needed Chase Branded Merchandising and Sales Aids such as yard signs, business card holders and flyers.

Give your customers the extra advantage that comes with your Chase Preferred Agent status.

Passport-to-Purchase^SM
This pre-approval process allows your customers to lock in a mortgage rate for up to 90 days while shopping for the home they want¹. Plus, the pre-approval provides your client with written confirmation of their buying power, so buyers will know they are serious. And because the qualified loan amount is specified, they can shop with confidence for homes in their price range.
Special Offers for Customers
Your clients get the benefit of special offers from Chase when they apply for a home loan. These special offers are for Chase Preferred Agent customers and may include application gifts or closing gifts. Ask your Loan Officer about this unique incentive program.

Chase Exclusives SM 1% Mortgage Cash Back^{SM 2}
When your customers have the monthly payments from their new Chase mortgage automatically deducted from their Chase Checking account, they will receive 1% of their principal and interest payment back each year for the life of their loan! The choice is theirs - either we'll deposit the money directly into their checking account or we'll apply the annual reward to their principal mortgage balance. There is a $500 annual cap on the principal reduction and cash back amount.

Your customers' savings can add up to thousands of dollars. Click here

Closing Cost Discount³
Customers of Chase Preferred Agents get up to $500 off Closing Cost when they purchase their home with Chase.

To get an edge on your competition, become a Chase Preferred Agent.

There is no fee to apply. So put your Chase Preferred Agent benefits to work for you today!

Once you have enrolled you will receive your Chase Preferred Agent Welcome Kit via mail containing your exclusive membership card. Use your Chase Preferred Agent membership number every time you refer a loan to Chase. This will ensure your customers receive our special offers and closing cost discounts.

Contact your Chase Loan Officer today to take advantages of all your membership benefits.

¹Passport-to-Purchase/Rate Lock
Conditional on a credit report and income/asset verification. A fee for pre-approval may be charged.

²Chase Exclusives SM 1% Mortgage Cash Back (Patent Pending)
The 1% Mortgage Cash BackSM program available in AZ, CA, CO, CT, GA, IL, KY, NJ, NY, NV, OH, OK, OR, TX, UT, WA, WV, WI. Also available in FL, ID, IN, LA, MI however certain geographic restrictions apply in these areas.

Offer available on new Chase first mortgage purchase and refinance applications submitted on or after 8/1/09. 1% of one month's scheduled monthly principal and interest (P&I) payment of the new mortgage will be calculated and totaled over a 12 month period. The 1% calculation applies to scheduled principal and interest payments only and does not apply to additional principal payments made by borrower or to payments for escrowed items such as taxes and insurance. The first and last year's anniversary calculation will be based on the number of monthly payments in that year. All other subsequent annual awards will be calculated and totaled over the prior 12 month period. At discretion of borrower at enrollment, the sum will be awarded via direct deposit into a Chase checking account or applied to the outstanding principal balance on or about each anniversary date of the loan origination.

The cash back savings examples presented in the calculator and savings tables are estimates only. Actual savings may vary.

A new or existing Chase or WaMu personal checking account is required along with enrollment in Chase's automatic mortgage payment service at the time of closing where the mortgage payment will be automatically deducted from the Chase or WaMu checking account. Verification of the active checking account will occur prior to issuance of the annual award. The offer may be nullified, and no payment will be made for the 12 month period involved and thereafter, upon any of the following: (a) cancellation of automatic mortgage payments or the Chase or WaMu checking account, whether by you or by Chase as described in your automatic mortgage payment or Chase or WaMu checking account agreement, (b) any monthly payment not received within 45 days of the payment due date, or (c) any payoff of a mortgage included in the 1% Mortgage Cash BackSM program other than a Chase to Chase refinance.

This offer may not be combined with any other offer or program and is not transferable. The offer is limited to one per borrower. Bond loans and any other loans where servicing is not retained by Chase, are excluded. There is a $500 calendar year cap on the principal reduction and cash back amount, including any anniversary award payouts and accrued rewards on a Chase to Chase refinance paid out in the same calendar year. The program may be discontinued at any time without notice.

Subject to credit and property approval. Rates, program terms and conditions subject to change without notice. Not all products available in all states or for all loan amounts. Other restrictions and limitations apply. The 1% Mortgage Cash Back may result in taxable income to the borrower. We encourage the borrower to consult with a personal tax advisor.

Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC
©2009 JPMorgan Chase & Co. All rights reserved.

³Closing Cost Discount
The closing cost discount will be applied automatically at closing. The borrower is responsible for all other closing costs.

For real estate professionals only not intended for distribution to customers. This document is not an advertisement as defined in 12 CRF 226.2 (a)(2). All products subject to credit and property approval. Terms and conditions subject to change without notice. Not all products available in all states or for all amounts. Other restrictions and limitations apply.